Adding expenses

Recur.money is designed for fast, intentional logging. The goal isn’t “perfect accounting”—it’s a spending history you trust.

Most people do best with a simple rule:

• Log it as soon as it happens (or at least the same day).
• Keep categories consistent, not clever.

Two types of expenses

One-time

Use one-time for anything that isn’t predictably repeating: groceries, coffee, a train ticket, a birthday gift.

Recurring

Use recurring for predictable monthly load: subscriptions, rent, utilities, gym memberships.

If you’re unsure, default to one-time—you can always convert it later.

What to fill in (and why)

• Merchant: the place you spent money. Keeping names consistent makes analytics cleaner.
• Amount: what you actually paid.
• Date: when the purchase happened.
• Category: a behavioral label (e.g. “Food”, “Transport”). Don’t overthink it.
• Notes (optional): add context you’ll care about later (e.g. “work reimbursable”).

Fast workflow

1. Add the merchant + amount.
2. Pick a category.
3. Save.

If you have a receipt, scan it—but always treat scanning as a starting point, not the truth.

Common mistakes

• Too many categories: it feels organized until it becomes unusable.
• Backfilling weeks at once: accuracy drops fast and it becomes a chore.
• Renaming merchants constantly: analytics becomes noisy. Pick a stable name and stick.